Volvo Financial Services: Helping You Make Better Decisions

Does the topic of car financing stress you out? We understand how difficult large monetary decisions can be, and that's why our Volvo car financial services are at your disposal at our Knoxville, TN dealership.

Our trained professionals can guide you through the decision-making process, and if you'd rather not meet with someone in person, our online finance application will help you get qualified from the comfort of your home. If you're actively looking for financing, make sure you check our finance specials (listed online)--we have a wide range of plans and discounts for everyone.

Our Trained Professionals can Guide your Decisions

The world of automotive financing is complicated, and the situation is made even more involved by the fact that each situation is dynamic--depending on your credit, income, and goals, your financing situation may be entirely unique. That's why our Volvo financial services specialists in Knoxville want to help you as much as possible.

If you do decide to stop by our finance center for a consultation, we'll be discreet and caring, and we will always protect your personal information. If you have to bring the kids along with you, they are more than welcome to use the children's play area in our customer lounge. We want to make everything as practical as possible.

We deal with hundreds of applications and unique situations each year, so you can feel confident that we'll help you make a sound financial decision. Get in touch to set up a meeting or stop by at your convenience.

Use our Online Finance Application

Would you prefer to avoid in-person consultations? We provide a safe and secure web form that allows you to apply for financing at your leisure. Fill it out at home, in your office, or on your mobile device.

Our Volvo finance application involves standard financial queries like employment, bank information, and address, and you may be asked to include co-applicant information.

As we mentioned before, the form is secure--you can trust us to protect your personal information. We value our customers, and we take your trust seriously.

Volvo Car Financial Services: Check out our Specials

Keep up with our website or you might miss some excellent finance specials on new and used Volvos! Some of our more popular specials include 0% and low percentage APR. Your Annual Percentage Rate (APR), or the amount of money it costs annually to borrow funds for a car, can be a real deterrent for many would-be car buyers. But our affordable rates allow you spend money on exactly what you came for--a new or used Volvo.

We also provide specials on specific models from time to time, be it an interior leather package on a new x90 or a special cash incentive for a used s60. Between our APR offers and regular cash back amounts, you can often receive an exciting incentive to purchase a Volvo.

Auto Loan FAQs

Do you have specific questions about applying for a car loan? You're more than welcome to get in touch online, over the phone, or in person. Here are some recurring questions about car loans.

• What information is needed to determine my loan amount? Firstly, you'll have to know how long the loan period is--our finance experts can help you figure that out. Secondly, your down payment influences the loan. A larger down payment means lower interest payments in the long term, so if you can save up a substantial amount up-front to put towards the car, you'll be good-to-go. Third, your credit score often dictates how much loan money can be "risked" on you.

• I need to apply for a loan soon--how do I improve my credit score? This is a common issue, and unfortunately, the solution isn't 1-week or even 1-month process. But you can improve your score quickly with some determination. The biggest this maintaining a proper ratio of used credit vs. spent credit. In other words, if your credit card has $3,000 of available credit, you should always keep the amount you owe the credit card company to below 30% of that $3,000. Maxing your card out can wreak havoc on your score.

• How do I get approved for 0% financing? We sometimes offer specials like 0% financing and APR, but not everyone will qualify. Buyers must have excellent credit. If this is a big deal for you, consider building up your credit score through good habits for several months before applying for financing.

• Are there any other fees? State and federal taxes can be deceptively high, and dealership fees can also influence your overall expenditure. Make sure you understand the full picture before you arrive at a choice of car.

Get a Volvo Lease in Knoxville

Do you enjoy driving new and exciting cars on a regular basis? If so, a Volvo lease might be the perfect solution for you. When you qualify for a lease, you can drive a new Volvo every couple of years, You can essentially kiss maintenance and repair concerns goodbye, and you don't have to worry about the hassle of trading a car in or trying to sell it. Get in touch if the new line of 2018 and 2019 Volvos looks good to you!

Have Questions about Volvo Financing?

If you any help regarding Volvo financing, we'd love to be of help to you. There are so many questions involved--how much your down payment should be, what APR is, which car can you afford, etc.--and we have the experience to back up our knowledge.

Our professionals can help you make wise decisions while also landing the car of your dreams, and that's exactly why we are in this business; we want to place people with a car they will love.

Give us a call, set up an appointment with our finance office, or simply stop by the dealership--we'd love to meet you and help set up financing options today.